Medicare Supplemental Insurance
Supplemental Insurance (also called 'Medigap Insurance') covers 'gaps' in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn't cover.
To help prevent confusion, insurance companies can only sell you a 'standardized' Medigap policy. These Medigap policies must all have specific benefits so you can compare them easily.
Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium. In addition, you will have to pay a premium to the Medigap insurance company.
You and your spouse must each buy separate Medigap policies. Your Medigap policy won't cover any health care costs for your spouse.
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